Everything in English
Including the documents, the claims process & customer service.
Simple, fast & digital
Get a quote in 2 minutes. Manage everything easily in the app.
Get instant support
Reach us easily by phone or chat, with no time spent on hold.
Everything in English
Including the documents, the claims process & customer service.
Simple, fast & digital
Get a quote in 2 minutes. Manage everything easily in the app.
Get instant support
Reach us easily by phone or chat, with no time spent on hold.
Why you need
contents insurance
When a pipe bursts
You’re on a well-deserved holiday when your landlord calls. Your washing machine pipes burst and flooded your rental, causing extensive damage to your furniture and other belongings. Covered!
When a fire alarm sounds
Your phone charger catches fire in the middle of the night. You and your cat manage to escape the flames, but your flat is destroyed – along with your furniture, clothes and electronics. Covered!
When lightning strikes
While cozily enjoying a thunderstorm, lightning strikes only 200 meters from your place. Everything that was plugged in – TV. laptop, phone – is totally fried. Covered!
When you get robbed
On your way home after a night out, a stranger threatens you with a knife and robs you of your phone, money and other valuables. Covered!
WHY YOU NEED CONTENTS INSURANCE
You’re on a well-deserved holiday when your landlord calls. Your washing machine pipes burst and flooded your rental, causing extensive damage to your furniture and other belongings. Covered!
Your phone charger catches fire in the middle of the night. You and your cat manage to escape the flames, but your flat is destroyed – along with your furniture, clothes and electronics. Covered!
While cozily enjoying a thunderstorm, lightning strikes only 200 meters from your place. Everything that was plugged in – TV. laptop, phone – is totally fried. Covered!
On your way home after a night out, a stranger threatens you with a knife and robs you of your phone, money and other valuables. Covered!
Why you need
contents insurance
When a pipe bursts
You’re on a well-deserved holiday when your landlord calls. Your washing machine pipes burst and flooded your rental, causing extensive damage to your furniture and other belongings. Covered!
When a fire alarm sounds
Your phone charger catches fire in the middle of the night. You and your cat manage to escape the flames, but your flat is destroyed – along with your furniture, clothes and electronics. Covered!
When lightning strikes
While cozily enjoying a thunderstorm, lightning strikes only 200 meters from your place. Everything that was plugged in – TV. laptop, phone – is totally fried. Covered!
When you get robbed
On your way home after a night out, a stranger threatens you with a knife and robs you of your phone, money and other valuables. Covered!
WHY YOU NEED CONTENTS INSURANCE
You’re on a well-deserved holiday when your landlord calls. Your washing machine pipes burst and flooded your rental, causing extensive damage to your furniture and other belongings. Covered!
Your phone charger catches fire in the middle of the night. You and your cat manage to escape the flames, but your flat is destroyed – along with your furniture, clothes and electronics. Covered!
While cozily enjoying a thunderstorm, lightning strikes only 200 meters from your place. Everything that was plugged in – TV. laptop, phone – is totally fried. Covered!
On your way home after a night out, a stranger threatens you with a knife and robs you of your phone, money and other valuables. Covered!
What’s personal liability insurance?
Personal liability insurance covers the financial costs if you accidentally cause damage to someone else, their property or their assets
Worldwide coverage
Insured up to €50 million
Key loss
covered
What’s personal liability insurance?
Personal liability insurance covers the financial costs if you accidentally cause damage to someone else, their property or their assets
Worldwide coverage
Insured up to €50 million
Key loss covered
What’s personal liability insurance?
Personal liability insurance covers the financial costs if you accidentally cause damage to someone else, their property or their assets
Worldwide coverage
Insured up to €50 million
Key loss
covered
What’s personal liability insurance?
Personal liability insurance covers the financial costs if you accidentally cause damage to someone else, their property or their assets
Worldwide coverage
Insured up to €50 million
Key loss covered
What’s personal liability insurance?
Personal liability insurance covers the financial costs if you accidentally cause damage to someone else, their property or their assets
Worldwide coverage
Insured up to €50 million
Key loss
covered
What’s personal liability insurance?
Personal liability insurance covers the financial costs if you accidentally cause damage to someone else, their property or their assets
Worldwide coverage
Insured up to €50 million
Key loss covered
What’s personal liability insurance?
Personal liability insurance covers the financial costs if you accidentally cause damage to someone else, their property or their assets
Worldwide coverage
Insured up to €50 million
Key loss
covered
What’s personal liability insurance?
Personal liability insurance covers the financial costs if you accidentally cause damage to someone else, their property or their assets
Worldwide coverage
Insured up to €50 million
Key loss covered
Why do I need renters insurance?
The liability part of renters insurance covers the financial costs of your actions.
The contents part of renters insurance covers your stuff against external risks.
Covers you, your flat & your stuff
No bureaucracy, no paperwork
100% flexible –cancel anytime
Why do I need renters insurance?
The liability part of renters insurance covers the financial costs of your actions.
The contents part of renters insurance covers your stuff against external risks.
Covers you, your flat & your stuff
No bureaucracy, no paperwork
100% flexible –cancel anytime
Why do I need renters insurance?
The liability part of renters insurance covers the financial costs of your actions.
The contents part of renters insurance covers your stuff against external risks.
Covers you, your flat & your stuff
No bureaucracy, no paperwork
100% flexible –cancel anytime
Why do I need renters insurance?
The liability part of renters insurance covers the financial costs of your actions.
The contents part of renters insurance covers your stuff against external risks.
Covers you, your flat & your stuff
No bureaucracy, no paperwork
100% flexible –cancel anytime
How contents
insurance works
New for old
An insured item is damaged. You file a claim. It’s approved, and you’re reimbursed the current market value of the insured item.
Example: You bought a couch 10 years ago for €1,000. It’s destroyed in a fire. Buying the same or similar couch brand new costs €3,000. Covered! You’re reimbursed €3,000.
Worldwide coverage
In addition to Germany, you’ll be covered abroad: up to 12 months anywhere in the world (as long as you still have a registered address in Germany).
Example: You’re on holiday or visiting family or friends abroad. Your hotel (or your parents’s house) is burglarised, and your fancy camera is stolen. Covered!
Gross negligence included
If your stuff gets damaged or destroyed because you made a silly mistake, you’re still covered.
Example: If you leave a candle burning, go out for coffee and return to find the whole house in flames, you’re at fault – but you’re covered.
How contents
insurance works
New for old
An insured item is damaged. You file a claim. It’s approved, and you’re reimbursed the current market value of the insured item.
Example: You bought a couch 10 years ago for €1,000. It’s destroyed in a fire. Buying the same or similar couch brand new costs €3,000. Covered! You’re reimbursed €3,000.
Worldwide coverage
In addition to Germany, you’ll be covered abroad: up to 12 months anywhere in the world (as long as you still have a registered address in Germany).
Example: You’re on holiday or visiting family or friends abroad. Your hotel (or your parents’s house) is burglarised, and your fancy camera is stolen. Covered!
Gross negligence included
If your stuff gets damaged or destroyed because you made a silly mistake, you’re still covered.
Example: If you leave a candle burning, go out for coffee and return to find the whole house in flames, you’re at fault – but you’re covered.
What contents
insurance covers
Coverage highlights
Some things that aren't covered
What contents
insurance covers
Coverage highlights
Some things that aren't covered
What contents
insurance covers
Coverage highlights
Extend your coverage with add-ons
Bike theft
Good for you, good for the planet, not covered by a regular contents insurance policy. Add coverage for bike theft to your contents insurance policy and ride on with confidence! You can select this add-on when you personalise your policy.
Glass
Furniture, mirrors, stovetops – sometimes things made of glass just break. Add coverage for glass to your contents insurance policy and don’t worry about your breakable stuff again. You can select this add-on when you personalise your policy.
Natural disasters
Add coverage for natural disasters to your contents insurance policy for increased protection against extreme weather, including earthquakes, landslides, avalanches, floods and heavy snow. You can select this add-on when you personalise your policy.
Some things that aren't covered
What contents
insurance covers
Coverage highlights
Extend your coverage with add-ons
Bike theft
Good for you, good for the planet, not covered by a regular contents insurance policy. Add coverage for bike theft to your contents insurance policy and ride on with confidence! You can select this add-on when you personalise your policy.
Glass
Furniture, mirrors, stovetops – sometimes things made of glass just break. Add coverage for glass to your contents insurance policy and don’t worry about your breakable stuff again. You can select this add-on when you personalise your policy.
Natural disasters
Add coverage for natural disasters to your contents insurance policy for increased protection against extreme weather, including earthquakes, landslides, avalanches, floods and heavy snow. You can select this add-on when you personalise your policy.
Some things that aren't covered
What renters insurance covers
Personal Liability Insurance
"Privathaftpflicht" covers the financial costs if you accidentally cause damage to someone else, their property or their assets.
Some of the coverage highlights include:
Contents Insurance
"Hausratversicherung" covers your stuff in your home, including furniture, electronic devices, and clothes, against insured risks, such as fire, storms or burglary.
Some of the coverage highlights include:
What renters insurance covers
Personal Liability Insurance
"Privathaftpflicht" covers the financial costs if you accidentally cause damage to someone else, their property or their assets.
Some of the coverage highlights include:
Contents Insurance
"Hausratversicherung" covers your stuff in your home, including furniture, electronic devices, and clothes, against insured risks, such as fire, storms or burglary.
Some of the coverage highlights include:
What personal liability
insurance covers
What personal liability insurance covers
The main things that are covered
Some things that aren't covered
What personal liability
insurance covers
What personal liability insurance covers
The main things that are covered
Some things that aren't covered
Hear from our 550,000
customers
Super speedy claims
“Absolutely wonderful insurance company. While other insurance companies do everything they can to avoid accepting claims, this is far from...”
David on Trustpilot
Fast live support
“I have called on 3 separate occasions with questions and on each occasion I have spoken to a human being who has always been knowledgeable...”
Peter on Trustpilot
Best value for the money
“Service was very fast when I had one question. I had compared several offers for liability insurance - the was by far the best price/benefits...”
Jannick on Trustpilot
Hear from our 550,000
customers
Super speedy claims
“Absolutely wonderful insurance company. While other insurance companies do everything they can to avoid accepting claims, this is far from...”
David on Trustpilot
Fast live support
“I have called on 3 separate occasions with questions and on each occasion I have spoken to a human being who has always been knowledgeable...”
Peter on Trustpilot
Best value for the money
“Service was very fast when I had one question. I had compared several offers for liability insurance - the was by far the best price/benefits...”
Jannick on Trustpilot
WHY YOU’LL
LOVE GETSAFE
100% English, all digital
Manage all your insurance needs quickly and easily in the app, in English.
24/7 claims
File a claim in English 24/7 in the app. Need assistance? Just reach out.
Flexible cancellation
Sometimes life has other plans. Cancel your insurance daily if you have to.
Best value for the money
Since we’re a fully digital company with our own BaFin license, we can offer you the absolute best deals possible.
WHY YOU’LL
LOVE GETSAFE
100% English, all digital
Manage all your insurance needs quickly and easily in the app, in English.
24/7 claims
File a claim in English 24/7 in the app. Need assistance? Just reach out.
Flexible cancellation
Sometimes life has other plans. Cancel your insurance daily if you have to.
Best value for the money
Since we’re a fully digital company with our own BaFin license, we can offer you the absolute best deals possible.