Why should I get private pension insurance?
The pension gap
is real
Your public pension will be less than 50% of your last net (post-tax) monthly salary. Taxes and inflation will shrink it even further. The gap between how much money you’ll get and how much you’ll actually need to live comfortably is called the pension gap.
Public pensions aren’t enough
Workers pay into Germany’s public pension system, while retirees take money out. With birth rates decreasing and life expectancies increasing, there won’t be enough workers paying into the system when today’s young people retire.
You can retire anywhere
Private pension insurance goes where you do! You can move back home, go to a new country or stay in Germany – no matter where you decide to live, you’ll still get your pension when you retire.
It’s flexible
Customise your plan to fit your needs. Increase, decrease, pause or restart payments whenever you want. Choose between a lump sum or monthly payouts. It’s your future – you choose.
Why should I get private pension insurance?
Your public pension will be less than 50% of your last net (post-tax) monthly salary. Taxes and inflation will shrink it even further. The gap between how much money you’ll get and how much you’ll actually need to live comfortably is called the pension gap.
Workers pay into Germany’s public pension system, while retirees take money out. With birth rates decreasing and life expectancies increasing, there won’t be enough workers paying into the system when today’s young people retire.
Private pension insurance goes where you do! Move back home, go to a new country or stay in Germany – you’ll still get your pension when you retire.
Customise your plan to fit your needs. Increase, decrease, pause or restart payments whenever you want. Choose between a lump sum or monthly payouts. It’s your future – you choose.
Which private pension fits you?
Getsafe’s expat insurance experts compare plans and quotes from all the top German insurers. During your consultation, they’ll guide you through their suggestions and help you make the right choice for your needs.
Voices from our customers
Easy, friendly and
accessible
"Consultant Jonas provided clear answers to all the questions I had and tried to convey everything in a very friendly and accessible manner."
Anastasila on Trustpilot
Tailored to my personal profile
"Customer support is amazing: they provided excellent consultations for my switch to a private health insurance, which was tailored to my personal profile and needs."
Massimo on Trustpilot
Best choice for expats in Germany
“If you're an expat in Germany then Getsafe is your safest option. They took the time to explain how things work in Germany with a customer-focused approach.”
Paul on Trustpilot