Best price guarantee
You’ll get the best value for the money available on the market
Everything in English
Including the consultation, the claims process & customer service
Everything in one account
Buy & manage all your insurance policies in one account in the app
Why invest in a
Customise your plan to fit your needs. Increase, decrease, pause or restart payments whenever you want. Choose between a lump sum or monthly payouts. It’s your future – you decide!
You can retire anywhere
Private pension insurance travels with you. You can move back home, go to a new country or stay in Germany – you’ll still get your pension when you retire.
The system is broken
Current workers pay into Germany’s public pension system while retirees take money out. But with birth rates decreasing and life expectancies increasing, there won’t be enough workers paying into the system when today’s young people retire.
The pension gap is real
Your statutory pension will be less than 50% of your last net (pre-tax) monthly salary. Taxes and inflation will shrink it even further. The gap between how much money you’ll get and how much you’ll actually need to live comfortably is called the pension gap.
HOW DO I GET PRIVATE
Answer a few easy questions.
Have a quick phone chat with an expert.
View your personal recommendations from various insurers via the app.
Decide! We’ll review the application together and then submit it for you.