Protect yourself from accidents
If you accidentally cause damage to someone else, their property or assets rest easy knowing we have your back with our Personal Liability Insurance.
Cover youself for
up to 60% less
We use the latest tech to provide you with the best prices – ensuring you and your wallet are protected.
Get up to €50m
coverage worldwide
Wherever you go, enjoy your freedom even more – with the same level of cover at home or abroad.
Make a claim
in just a few taps
Let our clever chatbot help you – with no wait time. So we can assess and resolve your claim faster.
We've got you covered
What's covered
Leisure and key loss
Happily lose your keys, hit a nose instead of the goal and leave a good impression abroad even if you broke some glass – we’ve got you covered.
Secondary employment
Let us do the job to keep you financially safe if anything happens during your secondary employment – from babysitting to volunteering.
Property owners and tenants
Whatever happens in your house or apartment stays in your apartment. We take care of all mishaps so you do not face any financial burden.
What's not covered
Damage to your own property
Oh no! Broke your laptop. Liability insurance only covers accidental damage to other people or their belongings. Damage to your own property is not covered.
Car accidents
Stop! For damage caused by your motor vehicle, we recommend motor vehicle liability insurance. Car accidents are not covered by your liability insurance.
Glass damage in rented living spaces
Whoops! Windows and glass doors that you accidentally damaged in your rented place are not included in your liability insurance. So please be careful.
Trusted by over 550,000 customers
Liability – what other people are curious about
Why do I need liability insurance?
Because you can get deeply financially harmed without. Just imagine you accidentally injure another person, who won’t be able to work anymore. Liability insurance also comes into effect when you cause damage to someone else's property and a simple excuse is no longer enough.
Is liability insurance mandatory?
It is not mandatory, but four out of five people have one. That really says it all.
Is my policy valid when I’m abroad?
Yes! Even during long stays abroad. Or precisely: unlimited within Europe, and outside of Europe up to 5 years. So you can still leave a good impression, even if you accidentally left a path of destruction.
What will I be insured against?
You’ll be insured against personal and property damage, in addition to financial losses for which you’re liable, up to €50 million. Yes, €50 million! So there is actually not much more to worry about.
Can I get insurance if I don’t have German citizenship?
Yes, of course! You just have to be a German resident.
When will my policy be valid from?
From the very next day. So dont take any risks and simply watch TV until then.