Roughly four out of five Germans have liability insurance - and not without good reason. Without liability insurance, it’s possible to quickly lose a large amount of capital, especially if you cause damage to another person - in the worst cases, this can be in the millions. This means it makes perfect financial sense to protect yourself and your property with a liability insurance policy.

You’ll be insured against personal and property damage, in addition to financial losses for which you’re liable, up to €50 million. Examples include insurance against traffic accidents (Caution: this does not replace a motor insurance policy) and damages incurred whilst playing sport, taking care of a dog, or babysitting. Also, the exchange of several locks as a consequence of key loss is covered up to the amount of €300,000. We even make sure that you can also get your money back when an uninsured person damages you or your property (up to €50 million).

Your policy will be valid from the following day. Example case: You buy your policy on February 1st. You’re then covered against any damages that may occur from February 2nd. This also means that your protection will not be valid for any claims which might occur before February 2nd. If you decide to take advantage of our insurance provider switching service, you’ll receive a preliminary contract alongside your confirmation of cancellation from your current insurance provider. This contract will have a start date of 12 months in the future. As soon as the cancellation is confirmed, our start date will be edited to conform to the date on which your previous cover ends. From this date you"ll be insured with Getsafe.

Yes, the only requirement is that you have your usual residence in Germany.

Yes, you have worldwide protection! Even during long stays abroad - unlimited within Europe, and outside of Europe up to 5 years - you’ll enjoy the same protection as in Germany.

By extending your liability insurance with our drone module, you’ll be protected when you’re flying your drone (up to 5.0kg) for leisure purposes. Occasional use of your drone by friends, under your supervision, is also covered. As in the basic or family modules, damages are covered up to the value of 25 million euros. This protection is valid worldwide.

With our extension family you share your protection with your loved ones. The extension includes your own children (including stepchildren and adopted children) and those of your partner if you live in the same household. Your registered partner or spouse is also insured, as well as your partner who lives in the same household with you.

We cover the statutory liability of the policy holder as keeper of, or carer for: tame pets, small domesticated animals and bees. This includes pigs, sheep, goats, rabbits, pigeons, chickens, other poultry and bees, as long as they are kept for private purposes. Wild small animals (such as spiders, chameleons, Norway rats) are also insured.Statutory liability as keeper of, or carer for the following animals is not included:<ul data-bulletType="check"><li>dogs, cattle, horses and other riding animals</li><li>and animals used for commercial or agricultural purposes.</li></ul>

The payment for the first month of the base liability insurance policy is made in advance - if you purchase the policy on February 1st, and the contract begins straight away, you’ll pay the first fee directly on February 1st. A contract is created alongside the first payment. For every extension module, you’ll pay on the date on which the payment for the base liability module is due to recur. (Your protection will still be valid from the day following the purchase.) Following on from the above example, if you add on the drone extension module on February 15th, your payment on March 1st will include the basic liability cover, the drone module for the following month, as well as a pro rata payment for the drone module from February 15th to March 1st.

If you have a drone, liability insurance is required by law. The Getsafe drone liability has got you covered - easily from your smartphone!

Getsafe drone liability insurance | From 3.77€ per month | All in one app

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✓ Drones up to 5kg
✓ Enjoy worldwide coverage
✓ Cover as many drones as you like

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Did you know that drone insurance is mandatory for drone owners? If you opt for Getsafe, you’re doubly insured. Getsafe Drone liability insurance also covers you for personal liability damages. 

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Does your drone go where you go? Then you’ve come to the right place. We've got your back if you cause damage with your drones that are on the heavy side. Your drones can weigh up to 5kg.

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It doesn’t matter if you’re travelling to Paris, Milan, Tokyo, or New York – travel around the world and take breathtaking aerial photos with your drone. Outside of Europe, you get the same level of coverage as you would in Germany for five years. Within Europe, there is no time limit on how long you’re covered for.  Where will you go next?

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It doesn’t matter if you own 100 drones. Getsafe Drone insurance allows you to insure as many drones as you want. Even borrowed drones are covered. 

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You already have a lot of experience in flying your drone, but you misjudged this situation and now your drone is stuck in a pavilion in your neighbour's garden. The pavillion is broken and your neighbour is not amused. After filing a claim via app, this damage is handled quickly and easily by Getsafe. Fortunately, your drone insurance will cover the cost of the damage.

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Getsafe offers the option to contribute to the costs of any claim. This is known as an excess or deductible. You might wonder why this option exists, but the answer is quite simple. The higher excess you choose when purchasing insurance, the lower your premium will be. You can choose from an excess of €0, €150, or €300.

You can find out more about how the excess works in this document. 

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Our team is there for you Monday to Friday between 9 am and 5 pm.

E-Mail: help@hellogetsafe.com
Call Us: +44 20 3608 4144

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terms-and-conditions

Getsafe is a trading name of Getsafe UK Limited which is an appointed representative of Davies MGA Services Limited, a company authorised and regulated by the Financial Conduct Authority under firm reference number 597301 to carry on insurance distribution activities. Getsafe UK Limited is registered in England and Wales company number 12334612. Registered office at 24 Old Queen Street, London, SW1H 9HP.

Actual insurance premiums are individually tailored and could be higher or lower once we’ve taken into account factors such as your address, no claims history, commission applied, and additional extra insurance modules (legal protection, home emergency, personal possessions, accidental damage or tenants liability).





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