Our guest author Louisa shares eight helpful tips on how to get the best deal when switching car insurance.
My name is Louisa. I am 26 years old, I live in Limburg an der Lahn and am a Fashion & Lifestyle Influencer. Through my job, I am always on the lookout for the most beautiful photo spots in and outside of Germany, which is why I love to travel frequently. Besides my smartphone and my camera, my car is an important companion in my everyday life. Since I took over the car from my boyfriend, he has always taken care of my car insurance. Personally, I haven't had to deal with insurances and to be honest, I always find insurance very complicated, because the insurance's benefits are pretty confusing and sometimes not clear for a person who is not familiar with insurance. Unsurprisingly, the topic always slips to the bottom of my to-do list. Luckily, my boyfriend studied insurance and finance, so he feels super confident with the subject and always helps me with any questions.
After all that, you might be wondering why Getsafe asked me to share my experience of insurance. Well, it’s because you're probably similar to me, so I wanted to share how I became much more insurance confident. But first, let me start at the beginning . . .
My first experiences with insurance
My first contact with insurance was in the 9th grade when my parents took out international health insurance for my stay in New York. Fortunately, I didn't have to make use of this, although it did give me a little more security during my first big trip abroad without my parents. I didn’t quite understand what insurance was but knew it made me feel safer so I could focus on having fun.
Keep this in mind when switching your car insurance policy
Obviously, insurance always costs money. So a comparison is always a good idea. Last year, I saved €200 when I changed my car insurance because my existing insurer increased the premiums. This happened despite me having no accidents or claims! I immediately made use of my special right of termination to find a better deal. This year, I will compare my car insurance with my boyfriend again.
You can get a better deal by following my 8 tips:
I hope I was able to give you some helpful tips so that you can save on your car insurance this year as well and at the same time motivate you to deal more with insurance in general.
If you’d like to find out more about me follow my socials.
Louisa 💚
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